What Is Fractional Ownership?
Fractional ownership isn't one thing. It's several.
The term gets used broadly across the vacation property industry to describe several genuinely different models. Understanding the differences matters before you commit to any of them.
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The three common models.
Deeded fractional / interval ownership - You own a specific, deeded interest in a specific property — often tied to specific weeks or a specific unit in a larger development. Common in resort-branded fractional programs.
Points-based club models - You purchase points redeemable across a network of properties, rather than an ownership stake in any single property. Functions more like a flexible membership than direct real estate ownership.
Equity co-ownership through an LLC - A group jointly owns a specific property through a legal entity, typically an LLC, with each member holding a real equity interest. This is CoHaven's model.
Where CoHaven's model fits.
CoHaven uses the equity co-ownership model — a member-managed Florida LLC holds real title to a specific property, and each co-owner holds a genuine equity interest in that LLC. There's no points system, no network of substitutable properties, and no pre-packaged listing to buy into.
One more distinction worth understanding: some fractional ownership companies sell shares in properties they've already selected and listed — you review a listing and buy in. CoHaven works the other way. We build your co-owner group and find your property around what you're specifically looking for.
> See if that distinction matters for you.
Why the structure matters, not just the label.
"Fractional ownership" as a search term and marketing category covers everything from real property equity to points-based club memberships. The label alone won't tell you what you're actually getting — the underlying legal structure will.
> See how CoHaven's LLC structure works in detail for the specifics of what you'd actually own.
Questions about how this compares to something else you've looked at?
A Discovery Session is a good place to talk through what you've seen elsewhere and how CoHaven's model compares.
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